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A half-tooth - Stephan [entries|archive|friends|userinfo]
Stephan

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A half-tooth [Apr. 2nd, 2008|07:16 pm]
Stephan
I arrived home yesterday at 8pm too exhausted to write this all up, and more has happened today.

Ok... the saga begins. I'm not in any pain right now, except that it hurts to touch my wallet.

In order to fix up my broken tooth I attended a local dentist who strongly recommended that I have a crown fitted (artificial tooth covering). The estimate for the procedure (minus the Health Insurance cover) was $1,525. I've recently spent nearly $1,000 on my dyslexia glasses and roughly another $350 on the other recent medical expenses (my shoulder, and the fever that brought me down for nearly a month). The remaining $5,000 from my overseas holiday fund I'd put into a 12 month term deposit back in February, and I really don't want to void the interest if I can help it.

The dental staff offered me a very attractive 12 month repayment plan, however my application was immediately declined when my personal details were typed into the system. The same has happened for every credit card application I've ever made. This has never made sense to me because my credit rating should be spotless; I've never EVER been late with a bill payment, or my rent (even when my brother was trying to cheat me out of his share), and I'm not in debt to anyone. The only guesses I can make are the lack of assets such as a car and the fact that I'm paying an exorbitant amount of rent from my salary.

Every time I've made a credit application there's been no explanation, and I'm quite fed up with that so I've paid for a credit reference check. Hopefully that might provide an answer, but then again they might just say that I'm being turned down because I have no car and pay too much rent.

Meanwhile I have a tooth awaiting proper treatment and no finance to cover it. I'll be contacting the Health Insurance Company tomorrow to ask if they have a list of approved dentists who might be able to perform the work at a lower cost. I just hope they don't do a half-assed job of it.

I have to laugh when I consider that I gave my fursona a rather depressed live, but his would be nowhere near so bad as what I have in real life.
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Comments:
[User Picture]From: alaskawolf
2008-04-02 09:36 am (UTC)
damn health care is such a pain to body and wallet :(
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[User Picture]From: thefoxaroo
2008-04-02 09:44 am (UTC)
Damn right!
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From: hayesatlbch
2008-04-02 04:08 pm (UTC)

$1000 for dyslexia glasses ouch

I hope your dyslexia glasses removed all the visual problems that made reading difficult for you.

If they didn't you might try my web site www.dyslexiaglasses.com .

The See Right Dyslexia Glasses sell for $220 dollars US with free shipping to the US and Canada.

They also have a money back guarantee.
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[User Picture]From: thefoxaroo
2008-04-02 08:13 pm (UTC)

A half-tooth

hayesatlbch said:"I hope your dyslexia glasses removed all the visual problems that made reading difficult for you.",

They sure have. :D I'm now at the stage where I no longer need to remind myself to wear them; one look at my computer screen or any printed material and I know how much more comfortable reading is with them on. I'm still determining if they help with my artwork as well.

hayesatlbch said:"The See Right Dyslexia Glasses sell for $220 dollars US with free shipping to the US and Canada.",

But I live in Australia! :)

Anyway, the most important part of the process is to identify the correct colour. The first half of the $1,000 was for the consultation, and believe me it was thorough. It felt like I tried on over a hundred different colours and colour combinations before the correct hue was identified.
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[User Picture]From: deckardcanine
2008-04-02 08:19 pm (UTC)
Have you read Doc Rat lately? He's been needing (and dreading the price of) a dentist more badly than you did.

Maybe they keep turning down your applications because they know whom you're related to?
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[User Picture]From: thefoxaroo
2008-04-02 08:29 pm (UTC)
deckardcanine said:"Have you read Doc Rat lately? He's been needing (and dreading the price of) a dentist more badly than you did.",

Heh! I'd forgotten about Doc Rat. I should catch up on the episodes I've missed... and yes, that's a very good one! Thanks!

deckardcanine said:"Maybe they keep turning down your applications because they know whom you're related to?",

Could well be. At this stage anything's possible. I just hope that when the credit assessment check comes back to me that there's something meaningful in the report. It will be a real blow if there isn't even a reason given in print.
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[User Picture]From: deckardcanine
2008-04-02 09:45 pm (UTC)
Another odd coincidence: Early today, I was reading the gai-gin.com cartoonist's account of Immigration Office trouble in Japan. Turns out that one can get rejected for no reason whatsoever.
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[User Picture]From: thefoxaroo
2008-04-03 01:57 am (UTC)
I suppose I can sympathyse with the Japanese authorities. Japan is a very small, already highly crowded nation.

Australia has plenty of room, regardless of being >80% desert. However the problem is that our infrastructure and employment are NOT keeping pace with the number of people coming here. Most of the populace are crammed into the cities where everything's in short supply including places to work and spaces to live.

I wouldn't live in this city if I could find suitable work outside of it.
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